Guide to the M3 (3-Month) Recurring ValueClub Membership
The M3 ValueClub membership is an auto-renewing subscription that keeps your member privileges active every quarter without manual renewal.
ℹ️ Note: This article covers the M3 (Quarterly) ValueClub tier. For the annual renewal policy, see Managing Your M12 (Annual) ValueClub Membership Renewal.
Pricing & Billing
- Current Price: $3.99 every 3 months (effective 1 Nov 2026). This applies to new sign-ups and to existing members from their next renewal. The latest price is always shown in the ValueClub app.
- Automatic Billing: The quarterly fee is charged automatically to your saved card on renewal. No reminder is sent before the charge.
- Adding or Updating a Card: Saving a card triggers an immediate charge of the quarterly fee and extends your membership by 3 months.
Member Benefits
While your M3 membership is active, you'll enjoy full ValueClub privileges, including:
- Exclusive Member Discounts: Up to 25% off across our full range of products.
- Purchase Cashback: Earn up to 10% cashback, with no minimum spend.
- Priority Deals: Early access to exclusive promotions and sales.
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Member Promotions: Limited-time member offers are available from time to time. See the ValueClub app for current promotions and their terms.
How to Stop Auto-Renewal
You can stop auto-renewal anytime. You don't need to wait for your membership to end.
- To stop: Remove your saved card in the ValueClub app.
- Timing: Remove your card at least 1 day before your membership end date. The renewal is charged automatically, so if you wait until your membership has expired, the next quarter may already have been charged.
- Your card must be removed by you in the app. Challenger support agents are unable to do this on your behalf.
- Your benefits remain active until the end of the quarter you have paid for, then lapse.
Cancellation & Cashback Rules
🛑 Important:
- Cashback Forfeiture: Unused cashback is forfeited when your membership ends. Claim or use it before your term expires.
- No Refunds: Fees already paid for the current quarter are non-refundable.
Terms & Conditions
Challenger Singapore reserves the right to modify, suspend, or terminate the membership program, including its pricing and benefits, at any time without prior notice. The terms and conditions of the membership program are subject to change at Challenger Singapore's discretion.